/* ============================================================
   Motto Financial Services — design system
   An initiative of Motto Enterprises

   Colour  Evergreen #0D3B33 · Leaf #1E6B5C · Marigold #F2A93B
           Ink #13201D · Slate #4A5B57 · Mint #EEF4F1
   Type    Martel (display serif) · Mukta (text) — both from the
           Indian Type Foundry; both carry ₹ and Devanagari.
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Martel:wght@700;800&family=Mukta:wght@400;500;600;700&display=swap');

:root{
  --evergreen:#0D3B33;
  --evergreen-2:#15493F;
  --leaf:#1E6B5C;
  --marigold:#F2A93B;
  --marigold-deep:#DB8C16;
  --marigold-soft:#FCEBCF;
  --ink:#13201D;
  --slate:#4A5B57;
  --mint:#EEF4F1;
  --line:#D6E2DC;
  --white:#FFFFFF;
  --approve:#1B7F4E;

  --serif:'Martel',Georgia,serif;
  --sans:'Mukta',system-ui,-apple-system,'Segoe UI',sans-serif;

  --r-lg:22px;   /* feature panels */
  --r-md:14px;   /* forms, blocks */
  --r-sm:10px;   /* inputs, buttons */
  --maxw:1200px;
  --gutter:clamp(18px,4vw,36px);
}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  font-family:var(--sans);font-size:1.125rem;line-height:1.6;color:var(--ink);
  background:var(--white);-webkit-font-smoothing:antialiased;
}
img,svg{display:block;max-width:100%}
a{color:inherit}
button,input,select,textarea{font:inherit;color:inherit}
:focus-visible{outline:3px solid var(--marigold);outline-offset:3px;border-radius:4px}

h1,h2{font-family:var(--serif);font-weight:800;color:var(--evergreen);line-height:1.12;letter-spacing:-.01em}
h3,h4{font-family:var(--sans);font-weight:700;color:var(--ink);line-height:1.3}
h1{font-size:clamp(2.4rem,5.4vw,4.4rem)}
h2{font-size:clamp(1.8rem,3.2vw,2.6rem);font-weight:700}
h3{font-size:1.3rem}
h4{font-size:1.15rem}
p{max-width:68ch}

.wrap{max-width:var(--maxw);margin:0 auto;padding:0 var(--gutter)}
.lead{font-size:1.2rem;color:var(--slate);max-width:60ch}
.muted{color:var(--slate)}
.small{font-size:.95rem}
.fine{font-size:.88rem;color:var(--slate);line-height:1.5}
.skip{position:absolute;left:-9999px;top:0;background:var(--evergreen);color:#fff;padding:10px 16px;z-index:100}
.skip:focus{left:12px;top:12px}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:10px;cursor:pointer;
  font-family:var(--sans);font-weight:600;font-size:1.05rem;line-height:1;
  padding:15px 24px 14px;border-radius:var(--r-sm);border:2px solid transparent;
  text-decoration:none;transition:background-color .15s,border-color .15s,color .15s;white-space:nowrap;
}
.btn svg{width:19px;height:19px;stroke:currentColor;fill:none;stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0}
.btn-primary{background:var(--marigold);color:var(--ink)}
.btn-primary:hover{background:var(--marigold-deep)}
.btn-dark{background:var(--evergreen);color:#fff}
.btn-dark:hover{background:var(--evergreen-2)}
.btn-line{background:transparent;color:var(--evergreen);border-color:var(--line)}
.btn-line:hover{border-color:var(--evergreen)}
.btn-on-dark{background:transparent;color:#fff;border-color:rgba(255,255,255,.35)}
.btn-on-dark:hover{border-color:#fff}
.btn-block{width:100%}
.text-link{color:var(--leaf);font-weight:600;text-decoration:underline;text-decoration-thickness:1.5px;text-underline-offset:4px}
.text-link:hover{color:var(--evergreen)}

/* ---------- Header ---------- */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);
  backdrop-filter:saturate(160%) blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;gap:28px;height:76px}
.brand{display:flex;align-items:center;gap:11px;text-decoration:none;flex-shrink:0}
.brand-mark{width:40px;height:40px;flex-shrink:0}
.brand-name{font-family:var(--serif);font-weight:800;font-size:1.5rem;line-height:1;color:var(--evergreen);
  display:flex;flex-direction:column;padding-top:6px}
.brand-name small{font-family:var(--sans);font-weight:500;font-size:.8rem;color:var(--slate);letter-spacing:.02em;margin-top:2px}
.nav-links{display:flex;align-items:center;gap:26px;margin-left:auto}
.nav-links a{font-weight:500;font-size:1.02rem;text-decoration:none;color:var(--ink);padding:6px 0;position:relative;white-space:nowrap}
.nav-links a:hover{color:var(--leaf)}
.nav-links a[aria-current="page"]{color:var(--evergreen);font-weight:600}
.nav-links a[aria-current="page"]::after{content:"";position:absolute;left:0;right:0;bottom:-1px;height:3px;border-radius:2px;background:var(--marigold)}
/* Loans dropdown (desktop) / inline list (mobile menu) */
.nav-group{position:relative}
.nav-drop{background:none;border:0;cursor:pointer;display:inline-flex;align-items:center;gap:4px;
  font-weight:500;font-size:1.02rem;padding:6px 0;color:var(--ink);position:relative}
.nav-drop:hover{color:var(--leaf)}
.nav-drop svg{width:16px;height:16px;stroke:currentColor;fill:none;stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round;transition:transform .15s}
.nav-drop[aria-expanded="true"] svg{transform:rotate(180deg)}
.nav-drop.is-active{color:var(--evergreen);font-weight:600}
.nav-drop.is-active::after{content:"";position:absolute;left:0;right:20px;bottom:-1px;height:3px;border-radius:2px;background:var(--marigold)}
.nav-group-label{display:none}
.drop{display:none;position:absolute;top:calc(100% + 16px);left:-24px;width:400px;background:#fff;border:1px solid var(--line);
  border-radius:var(--r-md);box-shadow:0 24px 48px -20px rgba(13,59,51,.35);padding:8px;z-index:70}
.drop::before{content:"";position:absolute;left:0;right:0;top:-18px;height:18px}
.nav-group.open .drop{display:block}
.nav-links .drop a{display:grid;grid-template-columns:1fr auto;gap:0 16px;padding:10px 14px;border-radius:var(--r-sm);white-space:normal}
.nav-links .drop a:hover,.nav-links .drop a[aria-current="page"]{background:var(--mint);color:var(--ink)}
.nav-links .drop a[aria-current="page"]::after{display:none}
.drop b{font-weight:700;color:var(--evergreen)}
.drop span{grid-column:1;font-size:.92rem;color:var(--slate);line-height:1.4}
.drop em{grid-column:2;grid-row:1;font-style:normal;font-weight:600;font-size:.92rem;color:var(--leaf);white-space:nowrap}
.nav-links .drop .drop-all{display:block;margin-top:6px;border-top:1px solid var(--line);border-radius:0 0 var(--r-sm) var(--r-sm);
  font-weight:600;color:var(--leaf)}
@media (hover:hover) and (min-width:1061px){ .nav-group:hover .drop{display:block} }
.nav-cta{display:flex;align-items:center;gap:10px;flex-shrink:0}
.nav-cta .btn{padding:12px 18px 11px;font-size:1rem}
.nav-phone{display:flex;align-items:center;gap:8px;font-weight:600;color:var(--evergreen);text-decoration:none;white-space:nowrap;padding:8px 4px}
.nav-phone svg{width:18px;height:18px;stroke:var(--leaf);fill:none;stroke-width:1.9}
.menu-btn{display:none;background:none;border:0;cursor:pointer;width:44px;height:44px;border-radius:var(--r-sm);
  align-items:center;justify-content:center}
.menu-btn svg{width:26px;height:26px;stroke:var(--evergreen);stroke-width:2;fill:none;stroke-linecap:round}

/* ---------- Sections ---------- */
.section{padding:clamp(64px,8vw,104px) 0}
.section-mint{background:var(--mint)}
.section-head{margin-bottom:clamp(32px,4vw,48px);max-width:720px}
.section-head h2{margin-bottom:14px}
.section-foot{margin-top:32px}

/* ---------- Home hero ---------- */
.hero{padding:clamp(40px,6vw,80px) 0 clamp(56px,7vw,96px);position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;right:-10%;top:0;bottom:0;width:48%;background:var(--mint);
  border-bottom-left-radius:220px;z-index:-1}
.hero .wrap{display:grid;grid-template-columns:1fr minmax(0,500px);gap:clamp(32px,5vw,72px);align-items:center}
.motto-label{display:inline-flex;align-items:center;gap:12px;font-weight:600;color:var(--leaf);font-size:1.05rem;margin-bottom:18px}
.motto-label::before{content:"";width:34px;height:3px;border-radius:2px;background:var(--marigold)}
.hero h1{margin-bottom:24px}
.hero h1 span{display:block}
.hero .lead{margin-bottom:32px}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:34px}
.assurances{list-style:none;display:flex;flex-wrap:wrap;gap:10px 28px}
.assurances li{display:flex;align-items:center;gap:9px;font-weight:500;color:var(--ink)}
.assurances svg{width:20px;height:20px;stroke:var(--approve);fill:none;stroke-width:2.4;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0}

/* ---------- EMI estimator ---------- */
.emi{background:var(--evergreen);color:#fff;border-radius:var(--r-lg);padding:clamp(22px,3vw,34px);
  box-shadow:0 30px 60px -30px rgba(13,59,51,.55)}
.emi h2,.emi h3{color:#fff}
.emi-title{font-family:var(--serif);font-size:1.45rem;font-weight:700;margin-bottom:14px;line-height:1.2}
.chips{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:20px;border:0}
.chips legend{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.chip{position:relative}
.chip input{position:absolute;opacity:0;inset:0;cursor:pointer}
.chip span{display:block;padding:7px 12px 6px;border-radius:999px;border:1.5px solid rgba(255,255,255,.28);
  font-size:.92rem;font-weight:500;color:#d5e5df;transition:.15s}
.chip input:hover+span{border-color:rgba(255,255,255,.6)}
.chip input:checked+span{background:var(--marigold);border-color:var(--marigold);color:var(--ink);font-weight:600}
.chip input:focus-visible+span{outline:3px solid #fff;outline-offset:2px}
.slider{margin-bottom:12px}
.slider-top{display:flex;justify-content:space-between;align-items:baseline;gap:12px;margin-bottom:6px}
.slider-top label{font-size:.98rem;color:#cfe0da}
.slider-top output{font-weight:700;font-size:1.12rem;color:#fff;font-variant-numeric:tabular-nums}
.slider input[type=range]{width:100%;-webkit-appearance:none;appearance:none;height:28px;background:transparent;cursor:pointer;
  --fill:50%}
.slider input[type=range]::-webkit-slider-runnable-track{height:6px;border-radius:3px;
  background:linear-gradient(to right,var(--marigold) var(--fill),rgba(255,255,255,.18) var(--fill))}
.slider input[type=range]::-moz-range-track{height:6px;border-radius:3px;background:rgba(255,255,255,.18)}
.slider input[type=range]::-moz-range-progress{height:6px;border-radius:3px;background:var(--marigold)}
.slider input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:24px;height:24px;border-radius:50%;
  background:#fff;border:5px solid var(--marigold);margin-top:-9px}
.slider input[type=range]::-moz-range-thumb{width:14px;height:14px;border-radius:50%;background:#fff;border:5px solid var(--marigold)}
.slider input[type=range]:focus-visible{outline:none}
.slider input[type=range]:focus-visible::-webkit-slider-thumb{box-shadow:0 0 0 4px rgba(255,255,255,.45)}
.emi-result{border-top:1px solid rgba(255,255,255,.16);margin-top:8px;padding-top:20px}
.emi-figure{display:flex;align-items:baseline;justify-content:space-between;gap:12px;flex-wrap:wrap;margin-bottom:14px}
.emi-figure span{color:#cfe0da;font-size:1rem}
.emi-figure b{font-family:var(--serif);font-size:clamp(2rem,4vw,2.6rem);font-weight:800;line-height:1;color:var(--marigold);
  font-variant-numeric:tabular-nums}
.split{display:flex;height:10px;border-radius:5px;overflow:hidden;background:rgba(255,255,255,.12);margin-bottom:10px}
.split i{display:block;background:#fff;transition:width .25s}
.split i+i{background:var(--marigold)}
.split-legend{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;font-size:.92rem;color:#cfe0da;margin-bottom:20px}
.split-legend b{display:block;color:#fff;font-weight:600;font-size:1.02rem;font-variant-numeric:tabular-nums}
.split-legend span:last-child{text-align:right}
.split-legend .dot{display:inline-block;width:10px;height:10px;border-radius:50%;background:#fff;margin-right:7px}
.split-legend .dot.int{background:var(--marigold)}
.emi .fine{color:#a9c3bb;margin-top:12px}

/* ---------- Rate card ---------- */
.rates{width:100%;border-collapse:collapse}
.rates th{text-align:left;font-weight:600;font-size:.95rem;color:var(--slate);padding:0 18px 12px 0;border-bottom:2px solid var(--evergreen)}
.rates td{padding:22px 18px 22px 0;border-bottom:1px solid var(--line);vertical-align:top}
.rates tr.row{position:relative;transition:background-color .15s}
.rates tbody tr.row:hover{background:var(--mint)}
.rates .name a{font-family:var(--serif);font-weight:700;font-size:1.3rem;color:var(--evergreen);text-decoration:none;line-height:1.25}
.rates .name a::after{content:"";position:absolute;inset:0}
.rates .name small{display:block;font-family:var(--sans);font-size:.92rem;color:var(--slate);font-weight:500;margin-top:2px}
.rates .for{color:var(--slate);max-width:34ch}
.rates .rate b{font-family:var(--serif);font-weight:800;font-size:1.45rem;color:var(--evergreen);white-space:nowrap}
.rates .val{font-weight:600;white-space:nowrap}
.rates .go{text-align:right;padding-right:6px}
.rates .go svg{width:22px;height:22px;stroke:var(--leaf);fill:none;stroke-width:2;display:inline-block}
.rates-note{margin-top:18px}

/* ---------- Steps (a real sequence) ---------- */
.steps{list-style:none;display:grid;grid-template-columns:repeat(4,1fr);gap:clamp(20px,3vw,36px);counter-reset:step}
.steps li{counter-increment:step;position:relative;padding-top:64px}
.steps li::before{content:counter(step);position:absolute;top:0;left:0;width:46px;height:46px;border-radius:50%;
  background:var(--evergreen);color:var(--marigold);font-family:var(--serif);font-weight:800;font-size:1.25rem;
  display:grid;place-items:center;padding-top:5px}
.steps li::after{content:"";position:absolute;top:23px;left:58px;right:-12px;height:2px;background:var(--line)}
.steps li:last-child::after{display:none}
.steps-3{grid-template-columns:repeat(3,1fr)}
.steps h3{margin-bottom:6px}
.steps p{color:var(--slate)}

/* ---------- Promises ---------- */
.promises{display:grid;grid-template-columns:repeat(2,1fr);gap:clamp(28px,4vw,48px) clamp(32px,6vw,80px)}
.promise{display:grid;grid-template-columns:48px 1fr;gap:18px;align-items:start}
.promise .ico{width:48px;height:48px;border-radius:12px;background:var(--marigold-soft);display:grid;place-items:center}
.promise .ico svg{width:24px;height:24px;stroke:var(--evergreen);fill:none;stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round}
.promise h3{margin:4px 0 6px}
.promise p{color:var(--slate)}

/* ---------- Lenders ---------- */
.lenders{display:grid;grid-template-columns:repeat(6,1fr);border-top:1px solid var(--line);border-left:1px solid var(--line)}
.lender{display:grid;place-items:center;height:96px;padding:16px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff}
.lender img{max-height:44px;width:auto}
.lender-types{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(24px,4vw,48px)}
.lender-types h3{margin-bottom:8px}
.lender-types p{color:var(--slate);margin-bottom:10px}
.lender-types .eg{font-size:.95rem;color:var(--ink)}

/* ---------- Stories ---------- */
.stories{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(20px,3vw,32px)}
.story{display:flex;flex-direction:column;padding:28px 28px 26px;background:#fff;border-radius:var(--r-md);border:1px solid var(--line)}
.section-mint .story{border-color:transparent}
.story blockquote{font-size:1.1rem;line-height:1.6;flex-grow:1;margin-bottom:22px}
.story blockquote::before{content:"“";display:block;font-family:var(--serif);font-weight:800;font-size:3.2rem;line-height:.6;
  color:var(--marigold);margin:10px 0 8px}
.who{display:flex;align-items:center;gap:14px}
.who img{width:50px;height:50px;border-radius:50%;background:var(--mint)}
.who b{display:block;font-weight:700;line-height:1.3}
.who span{font-size:.95rem;color:var(--slate)}
.story-feature{max-width:720px;padding:0;border:0;background:none}
.story-feature blockquote{font-size:1.2rem}

/* ---------- FAQ ---------- */
.faq-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(32px,6vw,80px);align-items:start}
.faq{border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:18px;
  padding:20px 0;font-weight:600;font-size:1.15rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";flex-shrink:0;width:24px;height:24px;border-radius:50%;background:var(--mint)
  url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230D3B33' stroke-width='2.4' stroke-linecap='round'%3E%3Cpath d='M12 7v10M7 12h10'/%3E%3C/svg%3E") center/16px no-repeat;
  transition:transform .2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{color:var(--slate);padding:0 40px 22px 0}

/* ---------- Forms ---------- */
.field{margin-bottom:16px}
.field label{display:block;font-weight:600;font-size:1rem;margin-bottom:6px}
.field label .opt{font-weight:400;color:var(--slate)}
.field input,.field select,.field textarea{
  width:100%;padding:13px 14px 12px;border:1.5px solid #BFD0C9;border-radius:var(--r-sm);
  background:#fff;font-size:1.05rem;transition:border-color .15s,box-shadow .15s}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--leaf);box-shadow:0 0 0 4px rgba(30,107,92,.16)}
.field input:user-invalid{border-color:#B3261E}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:0 16px}
.consent{font-size:.88rem;color:var(--slate);margin-top:12px;line-height:1.5}
.success-msg{display:none;align-items:flex-start;gap:10px;background:#E7F4EC;border:1px solid #B7DCC6;color:#14573A;
  padding:14px 16px;border-radius:var(--r-sm);font-weight:500;margin-top:16px;line-height:1.45}
.success-msg.show{display:flex}
.success-msg svg{width:20px;height:20px;stroke:currentColor;fill:none;stroke-width:2.4;flex-shrink:0;margin-top:1px}

.callback{display:grid;grid-template-columns:1fr 1fr;gap:clamp(32px,6vw,80px);align-items:start}
.callback .panel{background:#fff;border-radius:var(--r-lg);padding:clamp(22px,3vw,36px);border:1px solid var(--line)}
.call-direct{margin-top:28px;display:flex;flex-direction:column;gap:14px}
.call-direct a{display:inline-flex;align-items:center;gap:12px;font-weight:600;font-size:1.2rem;color:var(--evergreen);text-decoration:none}
.call-direct a:hover{color:var(--leaf)}
.call-direct .ico{width:44px;height:44px;border-radius:50%;background:var(--evergreen);display:grid;place-items:center;flex-shrink:0}
.call-direct .ico svg{width:20px;height:20px;stroke:var(--marigold);fill:none;stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round}
.call-direct small{display:block;font-weight:400;font-size:.92rem;color:var(--slate)}

/* ---------- Page hero (inner pages) ---------- */
.page-hero{background:var(--mint);padding:clamp(40px,5vw,64px) 0 clamp(40px,5vw,60px)}
.crumbs{display:flex;flex-wrap:wrap;gap:8px;font-size:.95rem;color:var(--slate);margin-bottom:14px;list-style:none}
.crumbs li+li::before{content:"/";margin-right:8px;color:#9DB3AB}
.crumbs a{color:var(--leaf);text-decoration:none}
.crumbs a:hover{text-decoration:underline}
.page-hero h1{font-size:clamp(2.2rem,4.4vw,3.4rem);margin-bottom:14px}
.page-hero .lead{color:var(--slate)}

/* ---------- Product detail ---------- */
.detail{display:grid;grid-template-columns:1fr 380px;gap:clamp(32px,5vw,64px);align-items:start}
.facts{display:grid;grid-template-columns:repeat(4,1fr);border-top:2px solid var(--evergreen);margin:0 0 40px}
.facts div{padding:16px 16px 4px 0}
.facts dt{font-size:.92rem;color:var(--slate)}
.facts dd{font-family:var(--serif);font-weight:800;font-size:1.35rem;color:var(--evergreen);line-height:1.25;margin-top:4px}
.prose h2{font-size:clamp(1.5rem,2.4vw,1.9rem);margin:44px 0 14px}
.prose h2:first-child{margin-top:0}
.prose p{color:var(--slate);margin-bottom:14px}
.prose p strong{color:var(--ink)}
.ticks{list-style:none;display:grid;gap:10px;margin:6px 0 10px}
.ticks li{position:relative;padding-left:34px}
.ticks li::before{content:"";position:absolute;left:0;top:4px;width:22px;height:22px;border-radius:50%;
  background:#E2F1E8 url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231B7F4E' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") center/12px no-repeat}
.docs{list-style:none;counter-reset:d;display:grid;gap:0;border-top:1px solid var(--line)}
.docs li{padding:12px 0;border-bottom:1px solid var(--line);display:flex;gap:14px}
.docs li::before{content:"";flex-shrink:0;width:18px;height:22px;margin-top:3px;
  background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231E6B5C' stroke-width='1.9' stroke-linejoin='round'%3E%3Cpath d='M6 2h8l5 5v15H6z'/%3E%3Cpath d='M14 2v5h5'/%3E%3C/svg%3E") center/contain no-repeat}
.good-for{display:flex;flex-wrap:wrap;gap:8px;list-style:none;margin:4px 0 8px}
.good-for li{background:var(--marigold-soft);color:#5A3D0A;padding:6px 14px 5px;border-radius:999px;font-weight:500;font-size:1rem}
.aside-stack{position:sticky;top:100px;display:grid;gap:18px}
.aside-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:26px}
.aside-card h2{font-size:1.45rem;margin-bottom:6px}
.aside-card > p{color:var(--slate);font-size:1rem;margin-bottom:18px}
.phone-strip{display:flex;align-items:center;gap:14px;background:var(--evergreen);color:#fff;border-radius:var(--r-md);padding:16px 18px;text-decoration:none}
.phone-strip .ico{width:42px;height:42px;border-radius:50%;background:rgba(255,255,255,.12);display:grid;place-items:center;flex-shrink:0}
.phone-strip svg{width:20px;height:20px;stroke:var(--marigold);fill:none;stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round}
.phone-strip span{display:block;font-size:.9rem;color:#bcd3cb}
.phone-strip b{font-size:1.2rem;font-weight:700}
.related{display:flex;flex-wrap:wrap;gap:10px}

/* ---------- Loans page: purpose finder ---------- */
.finder{list-style:none;display:grid;grid-template-columns:repeat(2,1fr);gap:0 clamp(32px,5vw,64px);border-top:1px solid var(--line)}
.finder li{border-bottom:1px solid var(--line)}
.finder a{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:18px 0;text-decoration:none}
.finder a:hover .to{color:var(--leaf);text-decoration:underline}
.finder .need{font-size:1.1rem}
.finder .to{font-weight:600;color:var(--evergreen);white-space:nowrap}

/* ---------- Referral ---------- */
.bonus{display:grid;grid-template-columns:auto 1fr;gap:clamp(24px,4vw,56px);align-items:center;
  background:var(--evergreen);color:#fff;border-radius:var(--r-lg);padding:clamp(28px,4vw,48px)}
.bonus .amt{font-family:var(--serif);font-weight:800;font-size:clamp(2.6rem,6vw,4.4rem);line-height:1;color:var(--marigold)}
.bonus .amt small{display:block;font-family:var(--sans);font-weight:500;font-size:1.05rem;color:#cfe0da;margin-top:10px}
.bonus p{color:#dbe8e3;font-size:1.15rem}

/* ---------- About ---------- */
.motto-block{border-left:4px solid var(--marigold);padding:6px 0 6px clamp(20px,3vw,32px)}
.motto-block p{font-family:var(--serif);font-weight:800;font-size:clamp(1.7rem,3.4vw,2.6rem);line-height:1.2;color:var(--evergreen);max-width:none}
.motto-block span{display:block;margin-top:12px;color:var(--slate)}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:clamp(32px,6vw,80px);align-items:start}

/* ---------- Contact ---------- */
.contact-list{list-style:none;display:grid;gap:22px}
.contact-list li{display:grid;grid-template-columns:44px 1fr;gap:14px;align-items:start}
.contact-list .ico{width:44px;height:44px;border-radius:12px;background:var(--mint);display:grid;place-items:center}
.contact-list .ico svg{width:21px;height:21px;stroke:var(--evergreen);fill:none;stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round}
.contact-list span{display:block;font-size:.95rem;color:var(--slate)}
.contact-list b,.contact-list a{font-weight:600;font-size:1.1rem;color:var(--ink);text-decoration:none}
.contact-list a:hover{color:var(--leaf)}

/* ---------- Closing band ---------- */
.band{background:var(--evergreen);color:#fff;border-radius:var(--r-lg);padding:clamp(32px,5vw,56px);
  display:grid;grid-template-columns:1.3fr auto;gap:28px;align-items:center}
.band h2{color:#fff;margin-bottom:10px}
.band p{color:#cfe0da}
.band .actions{display:flex;flex-wrap:wrap;gap:12px}

/* ---------- Footer ---------- */
.site-footer{background:var(--evergreen);color:#cfe0da;padding:64px 0 32px;margin-top:0}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:40px;margin-bottom:44px}
.site-footer .brand-name{color:#fff}
.site-footer .brand-mark rect{fill:#1E5A4E}
.site-footer .brand-name small{color:#a9c3bb}
.foot-about{margin-top:18px;font-size:1rem;max-width:34ch}
.foot-col h2{font-family:var(--sans);font-size:1rem;font-weight:700;color:#fff;margin-bottom:12px;letter-spacing:0}
.foot-col a,.foot-col p{display:block;color:#cfe0da;text-decoration:none;padding:4px 0;font-size:1rem}
.foot-col a:hover{color:var(--marigold)}
.foot-bottom{border-top:1px solid rgba(255,255,255,.14);padding-top:24px;display:grid;gap:12px}
.foot-bottom p{font-size:.9rem;color:#a9c3bb;max-width:110ch;line-height:1.55}

/* ---------- Mobile action bar ---------- */
.action-bar{display:none}

/* ---------- Responsive ---------- */
@media (max-width:1180px){
  .nav-phone span{display:none}
}
@media (max-width:1060px){
  .menu-btn{display:inline-flex}
  /* backdrop-filter makes the header the containing block for the fixed menu; drop it here */
  .site-header{backdrop-filter:none;-webkit-backdrop-filter:none;background:#fff}
  .nav{gap:14px}
  .nav-cta{margin-left:auto}
  .nav-links{display:none;position:fixed;inset:76px 0 0 0;background:#fff;flex-direction:column;align-items:stretch;
    gap:0;padding:12px var(--gutter) 40px;overflow-y:auto;margin:0;z-index:60}
  .nav-links.open{display:flex}
  .nav-links a{padding:16px 0;font-size:1.2rem;border-bottom:1px solid var(--line)}
  .nav-links a[aria-current="page"]::after{display:none}
  .nav-drop{display:none}
  .nav-group-label{display:block;font-size:.95rem;font-weight:600;color:var(--slate);padding:14px 0 2px}
  .drop,.nav-group.open .drop{display:block;position:static;width:auto;border:0;box-shadow:none;padding:0;border-radius:0}
  .drop::before{display:none}
  .nav-links .drop a{padding:14px 0;border-radius:0;border-bottom:1px solid var(--line);align-items:baseline}
  .nav-links .drop a:hover,.nav-links .drop a[aria-current="page"]{background:none}
  .nav-links .drop a[aria-current="page"] b{color:var(--leaf)}
  .drop b{font-size:1.2rem;font-weight:600}
  .drop span{display:none}
  .drop em{font-size:.95rem}
  .nav-links .drop .drop-all{margin:0;border-top:0;border-radius:0;font-size:1.1rem}
  .nav-group{margin-bottom:8px}
  body.menu-open{overflow:hidden}
  .hero .wrap{grid-template-columns:1fr}
  .hero::before{width:100%;right:0;top:auto;height:52%;border-bottom-left-radius:0;border-top-left-radius:120px}
  .steps{grid-template-columns:1fr 1fr}
  .steps li:nth-child(2)::after{display:none}
  .steps-3{grid-template-columns:1fr}
  .steps-3 li::after{display:none}
  .lenders{grid-template-columns:repeat(4,1fr)}
  .stories{grid-template-columns:1fr 1fr}
  .detail{grid-template-columns:1fr}
  .aside-stack{position:static}
  .foot-grid{grid-template-columns:1fr 1fr}
  .rates .for{display:none}
}
@media (max-width:760px){
  body{font-size:1.0625rem}
  .nav{height:68px}
  .nav-links{inset:68px 0 0 0}
  .brand-name{font-size:1.3rem}
  .brand-mark{width:36px;height:36px}
  .nav-cta .btn,.nav-phone{display:none}
  .hero::before{display:none}
  .hero .emi{margin:0 calc(var(--gutter) * -1);border-radius:0;box-shadow:none}
  .hero-actions .btn{flex:1 1 100%}
  .promises,.lender-types,.faq-layout,.callback,.two-col,.finder{grid-template-columns:1fr}
  .stories{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr}
  .steps li::after{display:none}
  .lenders{grid-template-columns:repeat(3,1fr)}
  .lender{height:80px;padding:12px}
  .facts{grid-template-columns:1fr 1fr}
  .facts dd{font-size:1.15rem}
  .form-row{grid-template-columns:1fr}
  .band{grid-template-columns:1fr}
  .bonus{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr}
  /* rate card becomes stacked rows */
  .rates thead{display:none}
  .rates,.rates tbody,.rates tr,.rates td{display:block;width:100%}
  .rates tr.row{display:grid;grid-template-columns:1fr 1fr;gap:10px 16px;padding:20px 0;border-bottom:1px solid var(--line)}
  .rates td{padding:0;border:0}
  .rates .name{grid-column:1 / -1}
  .rates .rate{grid-row:2;grid-column:1}
  .rates .val[data-label=Tenure]{grid-row:2;grid-column:2}
  .rates .val[data-label=Amount]{grid-row:3;grid-column:1 / -1}
  .rates .val{white-space:normal}
  .rates .rate,.rates .val{font-size:1rem}
  .rates .rate::before,.rates .val::before{content:attr(data-label);display:block;font-size:.85rem;color:var(--slate);font-weight:400}
  .rates .rate b{font-size:1.25rem}
  .rates .go{display:none}
  .action-bar{display:grid;grid-template-columns:1fr 1.3fr;gap:10px;position:fixed;left:0;right:0;bottom:0;z-index:40;
    padding:10px var(--gutter) calc(10px + env(safe-area-inset-bottom));background:#fff;border-top:1px solid var(--line);
    box-shadow:0 -8px 24px rgba(13,59,51,.08)}
  .action-bar .btn{padding:14px 12px 13px}
  body{padding-bottom:78px}
}

@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{transition:none !important}
}

/* ---------- Sticky WhatsApp Button ---------- */
.whatsapp-sticky {
  position: fixed;
  bottom: 24px;
  right: 24px;
  width: 60px;
  height: 60px;
  background-color: #25D366;
  color: white;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 10px rgba(0,0,0,0.2);
  z-index: 1000;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
  text-decoration: none;
}
.whatsapp-sticky:hover {
  transform: scale(1.05);
  box-shadow: 0 6px 14px rgba(0,0,0,0.3);
}
.whatsapp-sticky svg {
  width: 32px;
  height: 32px;
  fill: currentColor;
}
@media (max-width: 760px) {
  .whatsapp-sticky {
    bottom: 80px; /* To avoid overlapping with bottom action bar on mobile */
    right: 16px;
    width: 54px;
    height: 54px;
  }
  .whatsapp-sticky svg {
    width: 28px;
    height: 28px;
  }
}