About Motto Financial Services
A loan advisory from Motto Enterprises, built on one idea: borrowers deserve the same careful comparison that banks make about them.
Why we exist
Every bank studies you before it lends: your income, your credit history, the EMIs you already pay. Very few borrowers get to study the banks back. They take the first offer from their own branch, or from whichever agent calls first.
Motto Enterprises started Motto Financial Services to change that. We put lenders side by side so the borrower chooses and not the other way round.
We are a Direct Selling Agent (DSA). We don’t lend money ourselves. We work with 30+ banks and NBFCs, prepare your file to their standards, and follow it through to disbursal.
Right loan.
Right lender.
No surprises.
How we are paid
Plainly: you pay us a service fee for arranging your loan, and we tell you what it is before we proceed.
The fee covers our advice, your paperwork and the follow-up with the bank until the money reaches your account. The lender’s own charges, such as processing fees, insurance and foreclosure charges, are separate and set by the bank or NBFC.
When we recommend a lender, we show you the alternatives next to it, so you can check that the recommendation is the right one for your budget.
What we promise every borrower
Lenders compete for your loan
We compare what several banks and NBFCs will offer someone with your profile, so you choose from real options instead of settling for the first one.
Fewer hits on your credit report
We shortlist lenders before anyone applies, so your application only goes to banks likely to approve it.
Complete cost transparency
All applicable charges and terms will be clearly communicated before proceeding. Processing fees, insurance add-ons and foreclosure charges will be available to you as per bank or NBFC policy before you sign.
One advisor, first call to disbursal
The person who takes your first call stays on your file until the money is in your account.
Not sure which loan fits?
Tell us what you need in one call. We’ll suggest the right loan and the lenders likely to approve it.